Working poor is a term used to describe individuals and families who maintain regular employment (910 hours per year) but whose income fall below the poverty line, due to factors such as low levels of pay, high work expenses and dependent expenses.
Arthur, Nancy and Sandra Collins, “Diversity and Social Justice.” In Blythe C. Shepard and Priya S. Mani (editors). Career Development Practice in Canada: Perspectives, Principles and Professionalism. Toronto: Canadian Education and Research Institute for Counselling (CERIC), 2014, p.98.
US Bureau of Labor Statistics. “A Profile of the Working Poor, 2009”. US Department of Labor. Online: http://www.bls.gov/cps/cpswp2009.pdf (Retrieved on August 8, 2014)